Invest in Your Business's Future: Safeguard Your Success with Insurance

THIRD PARTY & PUBLIC LIABILITY INSURANCE

Covers the legal liability of insured towards third parties in respect of bodily injury and/or property damage arising out of his activities within the specified premises.

WORKMEN'S COMPENSATION

Covers the legal liability of the employer against death or injuries to his employees which they sustain in the course of their employment.

PROFESSIONAL INDEMNITY INSURANCE

Covers the insured against the legal liability arising out from any negligence, error or omission committed during the period in the conduct and execution of their professional activities. 

MEDICAL MALPRACTICE

This policy offers indemnity for damages that may be awarded against the insured in relation to professional services provided or should have been provided by the insured while a person is receiving treatment in a hospital/clinic. It also covers services that should have been rendered by the hospital/clinic, doctor, or any qualified assistant or nurse. The coverage applies to claims arising from errors, negligence, or mistakes made during the insurance period.

FIDELITY GUARANTEE INSURANCE

Provides indemnity against loss of insured’s money or goods caused by the infidelity of employees. 

MONEY INSURANCE 

Provides indemnity against loss of money i.e., cash, notes, cheques, etc… during transit from and to the place of work and whilst in the specified safe. 

Personal Accidents

This policy offers protection to an individual or their legal representative in the event that the insured experiences bodily injury or death caused by an accident resulting from external, visible, and violent means.

CONTRACTORS’ ALL RISKS INSURANCE

Offers comprehensive protection against loss or damage in respect of contract works, construction plant, equipment and machinery as well as against third party claims in respect of property damage and/or bodily injury in connection with the execution of a construction project. 

ERECTION ALL RISKS INSURANCE

Offers comprehensive protection against all the risks involved in the erection of machinery, plant and steel structures of any kind, as well as third party claims in connection with the execution of an erection project. 

BOILER INSURANCE

This insurance policy provides indemnity for the following:

• Damage to the boiler.
• Insured's legal liability for damage to property that does not belong to the insured.
• Insured's legal liability for death and injuries to any person who is not employed by the insured.

CONTRACTORS’ PLANT AND MACHINERY INSURANCE

Covers the contractors executing construction/erection works for loss as a result of physical loss or damage to their construction machinery and equipment.

MACHINERY BREAKDOWN INSURANCE

Provides protection to the insured of all types of machinery plant, mechanical equipment and associated apparatus as a result of such property suffering physical loss or damage due to a sudden and unforeseen electrical or mechanical breakdown. 

DETERIORATION OF STOCK 

Provides indemnity to deterioration of goods in cold storage due to a breakdown of the refrigerating machinery.

ELECTRONIC EQUIPMENT INSURANCE 

Provides indemnity for the insured computers, ancillaries and other electronic equipment for losses following sudden and unforeseen material damage. It can be extended to include the cases of replacing data media and recreating data, and the additional costs incurred to continue data processing after the physical damage has occurred.